| Online Banking Resources BANKS IN SWITZERLAND
Note: Main competitor in Germany is MoneyShelf www.moneyshelf.de
ONLINE BANKS LIST
A few banks are taking the lead in online banking, but soon it will
be widespread. Find/SVP predicts that 16 million households will be banking online by
2001. Security, privacy and fraud prevention are the issues holding back widespread use,
but should all be resolved in the next few years.
So what does online banking allow you to do? Most plans allow
customers to perform all routine transactions, such as account transfers, balance
inquiries, bill payments, and stop-payment requests... everything but withdrawing cash (at
least for now). Many allow for file transfer between their program and popular accounting
software packages. Most charge setup and monthly fees, but a few have waived all fees.
In the recent past, online banking consisted largely of banks
partnering with Intuit, Microsoft, or another software company to provide the banking
services within personal finance software. But the trend is away from this, and towards
banks offering services directly from their web sites. This is better because it allows
each bank to customize the user interface for their customers, even changing the
appearance depending on each customer's unique situation.
Here are some banks which provide account services over the
internet. Please be aware that each bank only offers online banking in some states.
- 1st Choice
Bank
- Amarillo National Bank
- Ambassador Bank of the
Commonwealth
- American Trust and Savings
- Associated Bank
- Atlanta Internet Bank An
online banking service from Carolina First Bank. They offer checking accounts, money
market accounts, direct deposit, and bill payment services, and certificates of deposit.
- Bank of America Pay bills
and transfer funds, check your account balances and transaction information. You can
download the info into Quicken or Microsoft Money. Also, you can fill out a questionnaire,
and then each time you visit their site you'll receive money tips catering to your
specific needs and interests. You can also apply for credit cards and loans.
- Bank of Bellvue
- Bank of Bentonville
- Bank of Boston
- Bank of Botetourt
- Bank of Cleveland
- Bank of Edwardsville
- Bank of Hawaii
- Bank of Holly Springs
- Bank of LaPlace
- Bank of Lenawee
- Bank of Montgomery
- Bank of Southside Virginia
- Bank of Versailles
- Bank One
- Bergen Commercial Bank
- Bowling Green
- Britton & Koontz Transfer
funds, check balances, and stop payment orders.
- Busey Bank Transfer funds, check
balances, review transactions, and pay bills.
- Business Bank
- Cabarrus Bank
- California Federal Bank
- Cameron State Bank
- Central Progressive Bank
- Chase Manhattan Transfer funds,
pay bills, and monitor account activity using Microsoft Money or Intuit's Quicken.
- Citibank Citibank's Direct
Access program combines banking and brokerage into a single account, letting customers pay
bills, transfer funds between accounts, get quotes, and buy and sell stocks, mutual funds
and bonds.
- Citizens Bank
- Citizens Bank of Georgia
- Citizens Bank of
Philadelphia
- Citizens Deposit Bank
- Citizens National Bank
- Citizens Tri-County Bank
- City National Bank
- City National Bank of Taylor
- Comerica Bank
- Commerce Bancorp Pay bills,
check balances, transfer funds.
- Commercial National Bank
- Compubank An internet-only
bank.
- Credit Suisse
Switzerland's second-largest bank has launched retail banking services on the web.
Customers anywhere in the world can pay bills, transfer money, manage accounts, and buy
and sell securities.
- Crestar
- Dollar Bank View your entire
bank relationship, make transfers, pay bills, even buy U.S. savings bonds in a secure
enviroment.
- Enterprise National Bank
- First American National Bank
- Firstar Bank
- First Bank of Texas
- First Central Bank
- First Chicago
- First Community Bank
- First Federal Savings Bank of
LaGrange
- First Internet Bank of Indiana Interest-bearing checking and savings
accounts, personal, auto and boat loans, credit and debit cards, electronic bill payment,
and CDs.
- First National Banker
- First National Bank of Anson
- First National Bank of Ashford
- First National Bank of Cherokee
- First National Bank of Pipestone
- First National Bank of Rochelle
- First National Bank of Rogers
- First Tennessee Bank
- First Union Apply for a loan
or a credit card online, or open an account.
- First Virginia
- Fleet
- Great Falls Bank
- Harlingen National Bank
- Harris Bank
- Home Savings of America
- Hometown Bancorp
- Humboldt Bank
- Huntington National Bank Open
accounts, access account information, pay bills, get customer service. Six months free,
then $6/month. Later, they'll offer CD and money market accounts and credit cards online.
Account information is downloadable into Intuit's Quicken.
- Intrust Bank
- Irwin Union National Bank
- Kansas State Bank
- KAS-Netbank
- KeyBank
- Landmark Bank
- Lincoln Bank
- Longview Bank and Trust
- M&I Bank
- Mainland Bank
- Mark Twain Banks
- Marquette Bank
- Midland American Bank
- Mid-State Bank
- Mid Valley Bank
- NationsBank
- National Commerce Bancorp
- Nbank
- Net.B@nk Internet-only bank.
- New Farmer's National Bank
- Northern Trust
- Norwest
- Ohio Savings
- Owensboro National
- Peoples State Bank of Westhope
- PNC Bank
- Premier Bank
- Presidential Savings Bank
- Principal Bank
- RCB Bank
- Redlands Centennial Bank
- Republic Bank
- Riggs Bank Pay bills, check
balances, and review transactions.
- River City Bank
- Rocky Mountain Bank
- Salem Five Cents
- Sandy Spring National Bank
- Santa Barbara Bank
- Schwertner State Bank
- Scripps Bank
- Security First National Bank
- Security First Network Bank from
Royal Bank of Canada. FDIC-insured and SSL secure. Internet-only. Free checking
accounts. Set up checking and money market accounts, pay bills, contact customer service,
establish a line of credit, buy CDs, and apply for a loan. They also post current interest
rates. (demo)
- Security State Bank
- Southern Deposit Bank
- Springdale Bank and Trust
- Star Bank
- State Bank and Trust
- State Bank of Hildreth
- State Central Bank
- State National Bank
Transfer funds, pay bills, check balances, and review transactions. (demo)
- Signet Banking
- Sun Trust
- Telebank Internet-only.
- Texas National Bank
- Texas State Bank
- Two Rivers State Bank
- Union Bank of California Offers
both PC and Internet banking services. People who sign up and use Bank@Home and Online
Bill Payment get $50, plus checking free of regular monthly charge (on qualified
accounts).
- U.S. Bancorp Check account
balances, transfer funds, review transactions and credit card payments, and pay bills.
- Wachovia
- Wallis State Bank
- Wells Fargo Wells Fargo was
a pioneer in online banking, and they continue to improve their offerings to remain ahead
of the pack. You can check your account balances and transaction history, transfer funds
between accounts, pay credit card bills, order foreign currency and traveler's cheques,
and find the nearest Wells Fargo ATM. Account information can be downloaded into Intuit
Quicken or Microsoft Money format. The system is SSL Secure. Most features are free, but
bill paying is $5/month. (here's a recent Forbes article about
Wells Fargo)
- West Coast Bank
- West Pointe Bank and Trust
- Wilber National Bank
Transfer funds, check balances, review transactions, and pay bills. (demo)
- Wilson Bank
Here are a few companies which offer online banking products:
- Checkfree For $10/month,
CheckFree designs a home electronic payment system for you, delivering funds through the
Federal Reserve system. It can be used with any bank. Secure. Compatible with Intuit
Quicken, Microsoft Money, and other software packages. CheckFree also operates the Electronic Banking Association, a non-profit trade
organization established to educate consumers about online banking, and to link them to
financial institutions that offer electronic banking and bill payment services.
- Cybercash This company was
formed to provide a way to transfer funds over the Internet. They recently announced plans
to offer a secure electronic check service that allows customers to pay utility bills
online.
- DigiCash
- Digital Insight Develops
online banking systems for credit unions.
- First Virtual Holdings
Incorporated
- Online Banking Association
ONLINE BANKING ARTICLES
BEST RATES
- MoneyRates Best rates,
banking resources, news, and more.
- RateNet Mortgage, CD, auto and
credit card interest rates are ranked and compared daily for over 11,000 financial
institutions.
- FISN Best CD rates updated daily,
plus a list of the best negotiable CDs available from the brokerage industry.
- Money Magazine Best
rates on auto loans, CDs, credit cards, home equity loans and more.
- Bank Rate Monitor Comprehensive
site.
- Bank CD Rate Scanner Compare rates,
request quotes, purchase CDs.
- BanxQuote
FINDAN ATM NEAR YOU
ELECTRONIC MONEY
NEWS
CREDIT UNIONS
- Credit Union National Association
CUNA is a source of consumer financial information and contact numbers for credit union
representatives in your state. The site's daily news service provides up-to-date
information on loan rates and related developments. If you're not a credit-union member,
CUNA provides information on how to become one.
GOVERNMENT
- Federal Reserve Board
Presents an overview of the mission and operations of the Fed, plus lots of statistical
data and Fed-related topics.
- The World Bank Also check out
their 1996 Annual Report
- FDIC The Federal Deposit Insurance
Corporation is providing Web and gopher files on FDIC-insured institutions, the banking
industry, and deposit insurance.
- Suspicious
Internet Banking Ways to determine whether an entity is an FDIC-insured institution
and instructions for reporting suspicious web sites.
- The FDIC now provides details on the financial health of U.S. banks, including
statistics on loans, reserves against losses, and profitability for each FDIC-insured
institution.
LEARNING
LINK LISTS
Bank Sites
Note that most of the banks listed at these sites don't offer online
banking yet.
Banking Resource Sites
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